Deepfake Identity Theft in Video-Ident Procedures
Validated facts
Criminals use AI face generators and virtual webcams to successfully complete online account openings at neobanks and crypto exchanges with stolen ID data.
In plain language
The perfect latex mask: During online ID verification, an animated mask smiles into the camera while a bot in the background answers the bank employee's questions.
Security relevance & practical tip
Banks are upgrading to biometric liveness detection and NFC chip readout of national ID cards.
Primary source / reference
- BaFin Warnungen & BSI TR-03107